And the credit card spending start afresh

So the credit card balances are low but the future income is high. A new computer, a lavish honeymoon, some new furniture and the cards are full. So we take out a new $10000 card and transfer some of the balance. And spend some more. We also traded in my car on a new one worth $44000. The balance of my existing car loan was $3000 more than the trade in on my car so we actually financed $47000. And we bought a house. So now our monthly repayments are not that much less than our monthly income. Are we worried? Of course not, my wife will earn plenty of money next year and we'll pay it all off.