I cut up my credit cards

It feels so good! Last night after work my wife and I decided to cut up 4 of our 6 cards. We are going to pay them off and close them down as we go. The remaining 2 will have their balances reduced from $8000 and $4000 to $2000 each. It has taken me a many years to get to this point but now that I am here things are moving very quickly. Just 2 months ago I was thinking it was time to increase my credit limit to help out with cash flow. This was only to be a short term measure as I was telling myself we would pay them all off next year. Then yesterday I just decided it was time to stop fooling myself. Over a gin and tonic I told me wife my plan and she agreed. She said we should have done it ages ago. I said that if we were serious we should cut up our cards immediately. That's when it got tough. She accused me of trying to take away her security blanket. How can a maxed out credit card possibly be a security blanket I asked. We have a small emergency fund. That is a real security blanket. Eventually she handed over two of her cards. I took two of mine out of my wallet and cut them all in half with a pair of kitchen scissors.

Emancipation!

The debt is still there of course. We still owe $18000 on those cards and another $12000 on the two we didn't cut but this is a start. We are going to pay them off. We are not going to increase our debt. We are going to be free!